Rates from the real world, not the ad world

RateFinder.ai · part of the Select National family of consumer insurance sites

Most insurance sites show you the rate a perfectly healthy 50-year-old might get. We built RateFinder to answer a more useful question: what did people like you actually pay?

Where our numbers come from

Behind this site is a warehouse of 38,000+ real placed policies (2020–2026) from our network's own book of business. When you use the rate finder, you get the median of what real applicants were approved for and actually pay — with the sample size (n) shown next to every figure. If a slice of the data is too thin to be reliable (under 15 policies), we say so instead of showing it.

What we are — and aren't

• We're a consumer research and referral service. The estimates here are informational — not quotes, rate guarantees, or offers of insurance.
• When you ask for real quotes, we connect you with licensed agencies in our network. They quote; we don't.
• Using the rate finder is free, and you can see every range without giving your name or phone number.

Our honesty rules

• Every published figure is a median of real records, with its n visible.
• No advertised teaser rates, ever.
• When an exact match for your profile is too thin, we tell you the range is from the closest matching group.

Questions? Call (888) 508-9979 — real people, Mon–Fri — or start with the data itself.